Create guaranteed income you can never outlive. Protect your savings from market volatility. Maximize your Social Security benefits by up to 32%.
See how much guaranteed income you could create. Adjust the numbers below to match your situation.
Average monthly benefit by claiming age:
These are estimates for illustration only. Actual results depend on products selected, market conditions, and your individual circumstances. Schedule a free consultation for a personalized analysis.
We'll email you a detailed report based on your numbers, plus strategies to maximize your retirement income.
Every retirement is unique. We build personalized strategies using the best products from top-rated carriers — so you get the right solution, not a one-size-fits-all pitch.
Create a dependable income stream you can never outlive with fixed and indexed annuities from A-rated carriers.
Grow your assets with upside potential while your principal stays 100% protected from market downturns.
Strategic timing and bridge strategies that can increase your lifetime Social Security benefits by up to 32%.
Expert guidance for California educators and public employees navigating their retirement system options.
401(k), defined benefit, and profit sharing plans designed to maximize tax deductions for business owners.
Protect your spouse with survivor benefits and create a lasting legacy for your loved ones.
Most retirees discover too late that their guaranteed income doesn't cover their expenses. The difference is your income gap — and it's the #1 risk to a secure retirement.
This gap must be filled or you risk running out of money
Johnny can show you exactly how much you need to close your gap
We add up your essential costs (housing, healthcare, food, transportation, insurance, taxes) and discretionary spending (travel, entertainment, hobbies).
We total your Social Security, pension, and any existing annuity income — the sources that are guaranteed for life, no matter what the market does.
The difference is your Income Gap. We also calculate your Income Reliability Ratio — the percentage of expenses covered by guaranteed sources.
Johnny shows you how repositioning a portion of your savings into a protected annuity can close the gap and increase your ratio to 90%+ coverage.
% of expenses covered by guaranteed income
Most people claim Social Security at 62 and leave hundreds of thousands on the table. Our bridge strategy uses an annuity to provide income while you delay benefits — resulting in dramatically higher lifetime payments.
Total received by age 90
We sit down together (in person or virtually) to understand your retirement goals, current situation, and concerns. No pressure, no cost.
Using your unique data, we build a customized income plan showing exactly how much guaranteed income you can create — and how to maximize Social Security.
We implement your plan with products from top-rated carriers and provide ongoing support. You enjoy retirement knowing your income is guaranteed for life.
Retirement Income Specialist
Orange County, California
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I'm Johnny Hong, and I've spent my career helping Orange County families create retirement income they can count on for life. I believe everyone deserves to retire with confidence — not anxiety.
Unlike advisors tied to a single company, I work with multiple top-rated carriers including AIG, Prudential, and Allianz to find the best solution for YOUR situation. Every recommendation is tailored to your unique goals.
When I'm not helping clients retire confidently, you'll find me active in the local community through Rotary Club and the Chamber of Commerce. I believe in building relationships, not just portfolios.
“Johnny showed us how to get 35% more from Social Security using the bridge strategy. We had no idea this was possible. It changed our entire retirement outlook.”
“After the 2022 market drop, we were scared. Johnny moved a portion of our savings into a protected annuity that gives us guaranteed income for life. We sleep much better now.”
“As a CalSTRS member, I was confused about my options. Johnny walked me through everything in plain English and helped me make a decision I feel great about.”
In just 30 minutes, we'll analyze your current situation and show you exactly how much guaranteed income you could create. No cost, no obligation, no pressure.
Fill out the form and Johnny will reach out within 24 hours.